| | MARTIN'S QUICK BRIEFING: For more tips, alerts & awful puns, follow Martin on Twitter Pound's 5-YEAR high boosts your holiday spend
Going abroad this summer? Here are 10 need-to-knows to take advantage Your money should stretch much further if you're heading beyond our shores this summer. The pound's up 14% on last year at $1.70, a five-year high. It's also at an 18-mth high against the euro, at €1.25 - 10% up on last summer. The boost's because the Bank of England's signalled interest rates could rise sooner, making the UK more attractive to int'l investors, so it's predicted they'll buy pounds, making it rise. Yet just because the rate is strong doesn't mean you'll gain. Many are being ripped off. Here's what you need to know. | 1. | Warning: Most people waste big money on foreign money. Ultimately, when abroad you only want to pay for what you buy, yet by doing it the wrong way many also pay for paying too. So every penny wasted is painful. Here's how much spending €1,000 actually cost yesterday, in pounds...
- Spend using specialist credit card: £800 (see point 2).
- Via UK's cheapest bureau, need to pick up in London: £804 (see point 4).
- Change money at the Post Office: £829 (see point 4).
- Spend on debit card from hell (40 transactions): £882 (see point 5).
- Change at airport (Heathrow T1 Travelex, not pre-ordered): £890 (point 9).
As you can see, the differences are massive, yet the winner is actually by far the easiest solution. Just apply for a card, then use it every time you go. | | | | 2. | Easy way to get the BEST rates, every time, in every country. Most credit & debit cards add a 3% load, so spend £100 of euros and it costs £103. Yet a few specialist (no annual fee) credit cards are load-free worldwide, so you get the same, near-perfect rate as the banks, every time & everywhere you use it. This smashes owt else, incl top bureaux de change.
To make this work, ensure you always repay IN FULL, preferably by direct debit, or the interest cost dwarfs any gain you get from the better rate.
TOP LOAD-FREE CARD: Halifax Clarity* (check eligibility) is the winner as it has the lowest ATM charges. The other load-free cards, are Saga* (over-50s), Post Office*, the Select* card for Nationwide custs ONLY & Santander Zero (not avail to new customers).
Fail to repay these and they're 12.9%, 11.9%, 17.8%, 15.9% & 18.9% rep APR. Full best buys breakdown in Cheap Travel Cards (APR Examples).
Do be aware you'll pay a month's interest on cash withdrawals (not spending) even if you repay IN FULL, eg, for Halifax it's c.£1 per £100. So it's better to spend on these cards than withdraw cash and spend that. | | | | 3. |  Top overseas card if you've poorer credit. You need to pass a credit check to get one of the load-free cards. To find out which you're most likely to get without the application leaving a footprint on your credit file, use our Overseas Cards Eligibility Checker.
As part of that, we include the easier-to-get Capital One Classic Extra*, which accepts even some with year-old defaults or CCJs. It's also load-free worldwide and pays 0.5% cashback on all spending - a useful double purpose (provided you repay IN FULL each month, of course).
However, it's 34.9% rep APR and you'll be charged this (plus a fee) on cash withdrawals even if you fully repay, so use it for in-store spending rather than cash. See Cheap Travel Cards. | | | | 4. | Get the best travel CASH rates in seconds. The TravelMoneyMax.com travel money comparison tool compares rates at about 40 online bureaux, and orders them by how much currency you'll actually get, after all fees.
Though beware, pay a UK bureau by credit (not debit) card and it counts as a cash withdrawal, so there's a fee and interest even if you fully repay. | | | | 5. | Debit cards can be the WORST way to spend abroad. Seven debit cards (everyday bank cards) are our Cards From Hell. Not only do they add a load and an ATM fee, they also charge up to £1.50 each time you spend.
So, say you spend £5 on the card. Using one of these cards, plus load and spending, it can cost £6.65 - which soon adds up over a holiday.
DO YOU HAVE A DEBIT CARD FROM HELL?
Bank of Scotland | Halifax | Lloyds | Santander
TSB | NatWest/RBS (hell for small spends)
ANY other card, including credit cards (if repaid IN FULL), is cheaper to spend on than these. See full Debit Cards From Hell info or check your card's fees abroad. | | | | 6. | Top prepaid cards. Here, you load with cash before you travel, then use like a debit card. If you lose it, your cash is protected. You get the rate on the day you load/buy, not when you spend, so currency fluctuations may mean you get a worse deal (or better one).
Our top picks based on low fees & best rates are FairFX Euro* & FairFX Dollar* which usually cost £10, but via these MoneySup links they're free provided you load £50+ of currency. And there's no credit check. Plus this week FairFX is boosting its rates from 10am Wed - 10am Fri.
The FairFX cards charge a fee for cash withdrawals, so if you need to withdraw cash more than spend, the Caxton FX* card has no fees. For more info & other currencies, see Cheap Prepaid Travel Cards. | | | | 7. | "Do you want to pay in pounds or euros?" - SAY EUROS. When paying on a card abroad, you're often asked if you want the transaction to be in pounds or the local currency. As a general rule, never pay in pounds - that means the overseas store/bank is doing the conversion and rates are awful. For a full explanation, see my 'pay in euros?' blog. | | | | 8. | The cheapest DEBIT card abroad. We prefer cheap credit cards, as it's a big schlep to change your entire bank just for cheap spending abroad. If you're switching, there are better incentives (see Top Bank Accounts).
Yet if that's what you want, the Norwich & Peterborough Gold Classic current account is the only load-free worldwide debit card (Metro Bank added non-European loading in March), and it has no ATM fees either. You'll need a min £5,000 in it, or pay in £500/mth or there's a £5/mth fee. | | | | 9. | DON'T change your cash at the airport (or at least order ahead). I know it's easy, but it's just such a waste. Airport and ferryport rates are usually dismal as they know you're a captive customer. Far better to use TravelMoneyMax or, if you've left it too late, at least order in advance online to pick up once you're at the airport to get better rates. | | | | 10. | Say it once, say it loud, I've an overseas wallet & I'm proud. Are you part of the 'overseas wallet or purse' club? I most certainly am. After all, there are some things you only need when abroad. The first is the specialist overseas plastic as discussed above - these tend to be pretty poor for UK use, so mine sits in my overseas wallet waiting till I go away.
Yet it's not lonely; alongside it is a free EHIC card for emergency medical issues in Europe, my ESTA number for US travel, left over euros and dollars and more - feel free to take a peek inside my overseas travel wallet. |
PS. Thanks for the very kind messages about being awarded the OBE this weekend. I've been blown away by it, and am so grateful. Most movingly, even my usually "my job's to keep your feet on the ground" Dad told me how proud he was. |
Blagged for MoneySavers |
Did you miss? |
 Get constantly cheap energy Our club ensures you're always on the cheapest tariff.
Join free: Cheap Energy Club |
Reclaim PPI for FREE Claims handlers aren't more successful.
Free help & templates: Reclaim PPI |
MSE News |
 | Spread the (MoneySaving) love |  | | If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips | |
 |  |  |
| Wed 18 Jun 2014 |
Wow! Pay £162 for a YEAR'S broadband & line rent and get a £120 Amazon vch
Broadband price war. EE aims to bag market share with seriously hot deal, compared to the £300+/yr many pay
If you're on a standard Sky, BT, Virgin or TalkTalk package, you could pay £300+ a year for broadband and line rental before calls. Pounce on short-lived hot promo deals and you can slash that. Full options in Cheap Broadband, the newest:  £120 Amazon voucher code on HOT deal. MSE Blagged. We've featured a similar deal before, but that was only for its mobile customers. Until Sun 22 Jun, via this specific EE deal* link, entering the code EEBB120, on a 1yr contract you get...
- Compulsory line rent: You pay £132 for the year upfront (you must opt for this during sign-up); equivalent to £11/mth. If you opt to pay by the month, it's £15.75/mth.
- Call costs: Wknd calls to landlines included, others mostly on par/a touch more than BT.
- Unlimited broadband: You pay £2.50/mth, so £30 for 1yr (avail to 95% of UK). The price'll rise after contract end.
- You get a £120 Amazon voucher after 3mths. It's sent automatically provided, as noted above, you go via this EE deal* link and enter code EEBB120 (the code also means you get it on costlier superfast fibre optic deals).
Analysis: Excluding calls, pay line rent upfront + broadband monthly, and the year's cost's £162, equiv to £13.50/mth (pay line rent monthly, it's £219 - £18.25/mth), plus the £120 Amazon voucher. If you'd spend that at Amazon anyway, factor it in and it's effectively £42 over the year, equiv £3.50/mth (paid monthly, £99/yr or equiv £8.25/mth).
Need a new line? If you don't have a line (or only a cable one and, in a few cases, Sky custs), installation's £60.
Full help and more options in Cheap Broadband. Related: Cheap Home Phones, Digital TV Cost-Cutting back to top ↑ |
| Kindle Fire HD tablet refurb £75 (full-price £149). Cheapest we've ever seen it, year's warranty. See Kindle. Buy Game of Thrones series 4 for £18 & get 1,000 Tesco Clubcard points (worth up to £40) + pizza. Via streaming site Blinkbox for £17.99 (HD £23.99), you get 1,000pts and 10" Tesco Finest pizza (10,000 avail). Blinkbox Hotpoint 45% code | Morphy Richards 15% code incl sale. Small appliance code heaven. Hotpoint has vacuum cleaners, irons, toasters, blenders; at Morphy Richards get a steam iron for £28 (RRP £60). See Small Appliances. FREE loft/cavity wall insulation + £50 high street gift card (eg Argos, J Lewis) Available to ANYONE with a suitable, uninsulated, home. The deal's back on for a week (starts 8pm Tues). Free Insulation |
New longest EVER 33mths 0% balance transfer deal
The war to top the 'debt-shifting deal' tables is now white hot. TAKE ADVANTAGE. Slash existing debt costs On Thu, POW, Halifax upped its offer to match Barclaycard as the longest 0% deal. On Friday, BOOM, Barclaycard hit back, upping its 0% deal to an unprecedented 33mths. Then yesterday, Sainsbury's joined the fray with its longest ever offer... - The top 0% balance transfers. Here, you get a new card that repays existing cards for you so you owe it instead, but at a much cheaper rate. Usually, you can't shift to a deal from the same bank group as the card the debt's on - which is why the fact that the current range of offers is from so many providers is such a boon....
TOP PICK NEW CARDHOLDER 0% BALANCE TRANSFER DEALS
Aim for the LOWEST FEE possible, provided you're sure you can repay in that time. | | Card | Intro offer | One-off fee (1) | Rep APR after | | New. Barclaycard* Longest 0% card. | 33mths 0% (2) | 2.99% | 18.9% | | New. Halifax* Longest if transferring from Barclaycard. | 32mths 0% (2) | 3% | 18.9% | | New. Sainsbury's* Decent long term deal. | 31mths 0% | 2.89% | 18.9% | | MBNA* Allows you to 0% shift overdrafts too. | 31mths 0% | 2.89% (3) | 20.9% | | Lloyds* Long 0%, much lower fee. | 24mths 0% (2) | 1.5% | 17.9% | | Post Office* Very low fee for length of deal. | 18mths 0% | 0.7% | 17.8% | | Fluid* Lowest fee - if you can repay quickly. | 12mths 0% | 0.5% | 18.9% | | FULL INFO & MORE BEST BUYS: Best Balance Transfers (APR Examples) 1) % of the amount transferred. 2) Some get a shorter 0%. 3) 4% fee on money transfers to your bank account. | - FREE tool to show your odds of being accepted for each card. All cards credit score you to decide if you'll be accepted. Perversely, the only way to know what you'll get is to apply, but applications can hit your future score. Our free Balance Transfer Eligibility Checker shows your acceptance odds so you can minimise applications.
- Always obey the golden rules. a) Repay at least the set monthly minimum, or you may lose the 0%. b) Aim to clear the debt or shift again before the 0% ends, or rates rocket. c) Don't spend on these, it isn't usually at the cheap rate. d) To help decide, see our Which Card's Cheapest? tool. e) Full info & FAQs in Best Balance Transfers.
back to top ↑ |
| Up to 50% off Mulberry bags. Admittedly not MoneySaving, but if you're going to buy anyway, as many do, buy when it's cheap as these discounts are sparse. Stock limited. Mulberry Deals 'Free' up to £4 Starbucks lunch vch in £2 mag. Cheap way to get sarnie, panini or salad. A not too-taxing deal. |
|
| | | |
| Virgin Wines 12 bottles £58 (norm £122). MSE Blagged. Virgin Wines virgins only. See Virgin Wines. Always be Drinkaware. Hot summer holiday train ticket deals
Ldn to Manc £12.50 with Virgin | Eurostar 30% sale only on posher seats | 25% off CrossCountry to/from south west
Ldn to B'ham £20 return with Chiltern | Unltd Plusbus travel £2 | Southern seat sale Ldn-Brighton £5 | ALL Train Deals WED only: 20% one-day sale at M&S online. 20% off most items in clothing, beauty and homeware. M&S Deals |
Flight delays ruling - many more now due up to £480/person
A binding court ruling has confirmed you CAN claim for delays. Even if caused by technical faults, it ain't over If you're delayed on a flight, or have been since 2008, an EU law means you may be entitled to substantial compensation. For detailed help, including FREE template letters, see our updated Flight Delays Compensation guide. Here's an update...  David emailed us his success story: "Thanks to Martin's advice I challenged Easyjet over a flight delay from four years ago... received €400 without a problem." Please see the airline-by-airline success rates and report yours. - What you need to know about flight delay compensation...
- You can technically go back to 2005, but 2008+ is easier.
- You must've ARRIVED more than 3 hours late – see how to check past delay lengths.
- You must've taken off from an EU airport or flown into one (but then it must have been on an EU airline).
- Compensation's not linked to flight cost. It depends on delay and journey length and is £190-£480pp.
- It must be the airline's fault, so weather and security issues don't count. See what counts as the airline's fault.
- Some airlines offer vouchers as compensation. You're entitled to cash, so if you want it, go back and ask for it.
- Fair to airlines? Arguably not if your flight cost £10 and you get £500. See Martin's legal vs moral concerns. - Court rules compensation due if delays caused by "technical faults". Airlines often reject claims where delays are caused by component failure/ general wear & tear. Yet last week, the Court of Appeal ruled unless the cause of the technical fault is "out of the ordinary", problems should've been fixed by routine maintenance and are the airline's fault. This decision's binding, but airlines may still reject, full explanation in Technical Fault Delays help.
- How to make flight delay/cancellation claims. Use our free template letters to write to airlines with your details. If they reject you, there's no Ombudsman, but the relevant regulator can help. Info: Flight Delays Claims Process
back to top ↑ |
Show Best Buys
Kwik Fit £25 MOT test code. MSE Blagged Code gets £5 off a £30 MOT. Full info in Cheap MOTs. New summer sales: Gap, Selfridges, Ted Baker, etc, up to 50% off
Go now for maximum access to stock, or wait and cross your fingers for bigger discounts
Gap up to 50% | Selfridges up to 50% | Ted Baker up to 50% | Reiss up to 40% | Kurt Geiger up to 50%
Clarks up to 50% | Habitat up to 50% | House of Fraser up to 50% | BHS 20% off CODE | ALL High Street Sales |
Tesco launches 3% bank account - but why not grab 5%?
The UK's biggest shop's charged into a current account price war. Not switched? Grab hold of record deals Banks are so desperate to bag your custom, a turf war's broken out. EIGHT banks now pay generously to seduce you in. Take advantage, just know their real aim's to flog you other products. Full help in Top Bank Accounts, here's the latest... - Tesco's new account, decent but others are better. Even though it has a huge network of stores (branches), this is primarily an online account. It's paying a decent ongoing 3% AER interest on up to £3,000 - yet others pay far more (see below).
Its other big sell is you get 5 Clubcard points per £4 spent on it in Tesco (1pt more than you get from just using its loyalty card) plus 1pt per £8 spent elsewhere. Yet again, this is no great shakes. Tesco's Clubcard credit card gives a better deal on spending. So points-chasers should just get a bank account that rewards you better, such as Santander 123 which pays 3% interest & cashback on bills (£2/mth fee), then use the Tesco credit card for points (repaid IN FULL of course). - Free £125, 0% overdraft, no.1 customer service. Currently First Direct* (via this specific link) gives new switchers £125. It'd take 22mths to earn that in interest after basic tax even with the max in Tesco. Plus First Direct also gives a £250 0% overdraft, has a linked 6% regular saver and in our last poll, 92% rated its service as 'great' - while Tesco Bank's untried.
- Get up to 5% interest on savings. If it's interest on your savings that attracts you, you can get bigger rates, or high rates on more cash (which is the aim if you've got more) elsewhere...
THE TOP CURRENT ACCOUNT SAVINGS INTEREST
| | In-credit interest (AER) | Max
interest/yr (1) | Min monthly pay-in | How many can you have? | | Santander 123*(2) | 3% on £3,000-£20,000 | £450 (after fee) | £500 | 2 (1 must be joint) | | Club Lloyds | 4% on £4,000-£5,000 | £157 | £1,500 | 2 (1 must be joint) | | Nationwide FD* | 5% up to £2,500 for 1yr (3) | £98 (year 1) | £1,000 | 2 (1 must be joint) | | TSB Classic Plus* | 5% up to £2,000 (4) | £78 | £500 | 4 (2 must be joint) | | Tesco Bank | 3% up to £3,000 | £71 | £750 | 2 | | Halifax* | Flat £5/mth as long as you're in credit | £60 | £750 | 2 (1 must be joint) | | (1) After basic tax if you always held the max balance. (2) £2/mth fee, but pays cashback on bills that for most more than covers it. (3) 1% after. (4) Must register for online banking. FULL info: Best Bank Accounts |
It's possible to play the system and open more than one account to max the interest, especially now Tesco's joined TSB and Nationwide by allowing you to earn interest even if you have no direct debits paid from it. See our 5% Savings Loophole guide for a step-by-step guide on how to do this. back to top ↑
|
| 6 x Nails Inc polishes £22 (normally £11 each). Online from 5pm Wed. 500 available. See Nails Inc Deals. Kids go 'free' with grown-ups to London theatres. 37 shows in August, incl War Horse & Billy Elliot. Kids' Week
Show Best Buys |
| Show Vouchers and Top Deals |
| | | |
|
 MONEY MORAL DILEMMA
Should we share in sister-in-law's cashback?
This week's MoneySaver who wants advice asks... My sister-in-law always picks up the bill or buys things and asks us to pay her cash. We know she uses both a cashback site and her points-earning credit card. So should she pass on the savings to us? Enter the Money Moral Maze: Should we share in sister-in-law's cashback? | Suggest an MMD | View Past MMDs THE GREAT HUNT
What are your house-selling tips?
Have you recently sold your house? Have you got any tips or hints to share? Did you use an online estate agent, and how did it go? We're looking to tap MoneySavers' expertise in house-selling, from baking bread to improve your home's smell to putting excess clutter in storage. Share yours/read others': Your house-selling tips Past topics: View all CHEAP FLIGHT SALES ALERT
Airline: Thomson Price: £30 off return flights Ends: Ongoing
Our pick this week is Thomson's ongoing sale, which includes taxes & charges. It's for flights till October 2014 to 64 international destinations from 19 UK airports. There's no code to enter, the discount appears automatically. Extra charges warning: Avoid payment and check-in charges - see the Budget Airline Fee Fighting guide. Related: Cheap Flights, Cheap Hotels, Spending Abroad, Cheap Currency, Travel Insurance THE GREAT HUNT... REVEALED
It's nearly six months to Christmas - what have you bought?
Dedicated MoneySavers have been buying all year - wrapping paper and cards and childrens' Christmas books in the January sales, picking up goodies and freebies in Body Shop sales, grabbing bargains from fetes and fairs and holding onto discounted Christmas fruit cakes. And maybe now's the time to start thinking about making gifts yourself. back to top ↑ |
| | |
Martin's blogs | Martin's appearances 19 June
Good Morning Britain, ITV, 7.30am-7.45am.
Deals of the week. | 19 June
Shelagh Fogarty, Radio 5 Live, 12pm-1pm.
Consumer Panel.
Subscribe to podcast. | 20 June
Money Talks with Martin Lewis, ITV, 11am-12pm.
Greg Rutherford faces Martin in the vault.
See last's week's show with Luisa Zissman.
| 23 June
This Morning, ITV, 11am-12pm.
Subject tbc. | |
MSE team corner - Team appearances:
- No appearances this week.
| Discussion of the week Neighbour's tree in the way Most people want to avoid issues with neighbours, but one forumite's found her neighbour's trees block a lovely view she once enjoyed from her house. What can she do about it? Join the Neighbour's tree is starting to block the view discussion. | Cheap travel money |
This week's poll: Do you check your credit files? In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way. One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc. So how often do you check? Which is the nearest to your situation? PS. For help, see How To Boost Your Credit Score. | Poll results How do you rate your home phone and broadband provider?
Here's how the major firms fared: - Virgin Media was 64% 'good' on home phones, 68% 'good' on broadband.
- BT was rated 49% 'good' on home phones, 44% 'good' on broadband.
- TalkTalk was 57% 'good' on home phones, 45% 'good' on broadband.
6,580 voted. See the full results. |
Question of the week Q: What's the best way to buy travel insurance for an annual holiday for a family of four when both our children are grown-up, ages 18 and 20? Karen, via email. MSE Leigh’s A: As it's your annual holiday, I’ll assume it’s the only time of the year you all go away together. In that case the age of your children isn’t a big issue. Many insurers will allow all of you to go abroad on a single trip policy and, depending where you’re going, it can cost as little as £13. See our cheapest single trip insurance section for details.
However, trying to get an annual family policy (one that covers all the year’s trips) when your children are over 18 isn’t easy. There are a few that do it, such as LV; or Coverwise, providing your children are in full-time education. So it’s a case of looking policy-by-policy. Then again, that doesn’t mean they’re cheap, it may stilll make sense for you to go for single trip policies. See Cheap Travel Insurance for more. Please suggest a question of the week (we can't reply to individual emails). |
 Charlotte's free game of the week: Arachnophilia |
The World Cup without the football That's it for this week, but before you go, what would the World Cup be like if it wasn't all about sport? See the countries battle it out on issues from population, weather and obesity to fast food restaurants and how many beans they eat: The World Cup of Everything Else We hope you save some money, Martin & the MSE team |
| Important. Please read how MoneySavingExpert.com works We think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.
What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the section 75 guide for protection tips). We often link to other websites, but we can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, how this site is financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySaving Expert and Martin Lewis What is MoneySavingExpert.com?
Founded in February 2003, it's now the UK's biggest consumer help website with over 9 million people getting this email and nearly 13m using the site. In September 2012 it became part of the MoneySupermarket Group PLC. Its focus is simple: how to save cash and fight for financial justice on anything and everything. The site has over 30 full time staff about half of whom are editorial researching, analysing and writing to continually find ways to save money. More info: See About MSE Who is Martin Lewis? Martin set up and runs MSE, and still writes this email each week (unless it says so). He's an ultra-focused money-saving journalist and consumer campaigner with his own ITV prime-time The Martin Lewis Money Show, weekly slots on Radio 5 Live, This Morning and Good Morning Britain, amongst others. He’s a columnist for publications including the Telegraph and Woman magazine. More info: See Martin Lewis' biography What do the links with a * mean? Any links with a * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the product at all and the editorial line (the things we write) isn't changed due to it. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See how this site is financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too:
Unaffiliated web-addresses for links in this email halifax.co.uk, postoffice.co.uk, nationwide.co.uk, capitalone.co.uk, fairfx.com, caxtonfx.com, ee.co.uk, barclaycard.co.uk, sainsburysbank.co.uk, mbna.co.uk, lloydsbank.com, fluid.co.uk, moneysupermarket.com, gocompare.com, directline.com, aviva.co.uk, admiral.com, paybyfinance.co.uk, sainsburysbank.co.uk, nationwide.co.uk, firstdirect.com, abouttsb.co.uk, confused.com, comparethemarket.com, talktalk.co.uk.
Financial Conduct Authority (FCA) Note Referring people to insurers or insurance intermediaries can in some circumstances constitute an FCA regulated activity. For this reason, pages with links which take you to the sites of insurers or insurance intermediaries are hosted by MoneySavingExpert.com Limited on behalf of MoneySupermarket.com Group PLC. MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited is MoneySupermarket House, St. David’s Park, Ewloe, Chester, CH5 3UZ. To change your E-mail or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips |
No comments:
Post a Comment